Join 1,000+ Singaporean businesses
Process payments at 1%, not 4%
Save ~3% of revenue for free.


1,000+ Singaporean businesses waitlisted
How it works
By the time a customer pulls of his card details…
Ora has already processed an order!
Step 1
Verify phone number
To ensure it's you.
Step 2
Link your bank
Click on yours and log-in your credentials.
Step 3
Pay & checkout next time with only a phone number
Even more seamless!
Benefits
Ora optimizes your checkout in 4 ways
Cut processing fees
We bypass Visa/Mastercard and interchange fees.
Cut chargebacks
Normally due to card payments & fraud.
Cut payment failures
1/3 of recurring payments fail with cards.
Cut subscription churn
1/2 of churn is due to lost, stolen or expired cards.

When are you launching? Happy to discuss for the cost savings.
— Siu Rui, Co-founder & CEO
Let us know when you launch. We'll have a meeting with the team.
— Oswald Yeo, Co-founder & CEO


Integrations
Works with your stack.
Connect your workflows with integrations that actually work. Use our off-the-shelf integrations, or build a custom integration with our REST API.
Robust API built for revenue complexity
Developer-friendly APIs that let you extend , connect systems, and embed billing into your product.
Security and compliance you can trust
Enterprise-grade security with SOC 2 compliance, encryption, and audit-ready controls.



















